What document is issued to each individual covered by group life insurance?

The document issued to each individual covered by group life insurance is the certificate of insurance. This certificate serves as proof that the individual is enrolled in the group policy and highlights the coverage provided, including the specific benefits available to the insured.

The certificate of insurance typically outlines key details such as the coverage amount, the beneficiaries, and any important terms or conditions related to the policy. It is essential for individuals to have this document as it confirms their protection under the group's insurance plan and serves as a reference for any claims that may need to be made in the future.

In comparison, while a policy booklet might provide general information about the group policy as a whole, it is not tailored specifically to each individual member. An endorsement is usually an addition made to a policy that changes its terms or coverage, not a document issued to individual members. A summary of benefits provides an overview of the benefits associated with a plan but does not serve as proof of coverage in the same way the certificate of insurance does.